Home insurance
Definition: insurance that protects the physical property and equipment of a business against loss from theft, fire or other perils; all-risk coverage covers against all risks; named-peril coverage covers only against specific perils named in the policy. It is essential to read the policy details to see what's covered before you sign up. Additional benefit of home tenants free rent is provided upto rs.35,000 spread over 3 months if the premises is rendered uninhabitable as a result of damage by any of the insured perils. It is possible to get separate, dedicated policies for high-risk, high-value items such as gadgets , watches and engagement rings so it is worth comparing the cost, particularly since your home insurance no claims bonus would be unaffected if you claim on a different policy for a high-value item. Like age co (formerly age uk) and saga , covea also provides home insurance policies for the over 50s , as well as covering homes of 'non-standard' construction an...